TOGETHER WITH

Good morning, Beverly. I learned last week that the US government has 1.4 billion pounds of cheese stored in underground caves. I don’t know what to do with this information, so I’ve decided to share it with all of you.

In today’s Beverly Buzz:

• Everything You Must Know: Municipal Election on November 4 🇺🇸 

• Water Board Scores $4 Million in PFAS Settlement Windfall 💧 

• Fall back: Daylight saving time ends this Sunday ⏰ 

• Upcoming events 💃 🍺 🎶 🎃 

Let’s get to it.

— Chase Nussbaum

IN PARTNERSHIP WITH BEVERLY CREDIT UNION

Revenge Refinancing: Take Back Control

We’ve talked about revenge saving — now it’s time for revenge refinancing.

Picture this: you’re at a car dealership, exhausted and ready to drive off. Then comes the “financing talk.” Numbers fly, pressure builds, and you just want the keys. Dealers know that moment — and they use it to their advantage. Their financing often comes with a higher rate than you deserve. They might promote a low car price but make up for it by marking up your loan.

Revenge refinancing flips the script. By refinancing your auto loan, you can lower your rate, reduce your payment, or pay off your car faster — keeping more money in your pocket where it belongs.

How to start your revenge refinance: 

1. Check your current rate on your loan statement or portal.

2. Get a quick quote — see if Beverly Credit Union can beat it.

3. Apply online. It’s fast and easy, and we’ll handle the payoff.

At Beverly Credit Union, their allegiance is to their members, not a car dealer. That means low fixed rates, no hidden fees, and friendly local service.

THE DIGEST

Everything You Must Know: Municipal Election on November 4 🇺🇸 

The Beverly Biennial Municipal Election takes place next Tuesday, November 4. There are plenty of things you should know before election day, and we’ve covered them below.

Resources:

• Find your polling place here.

• Check if you're registered to vote here.

• Find the list of candidates here.

• In-person early voting is ongoing. Early voting will continue at City Hall (191 Cabot Street, First Floor) each day through Friday during normal business hours.

• Mayoral race: Mike Cahill’s website is here, and Brendan Sweeney’s website is here.

• An article on the topics discussed by the mayoral candidates at the Greater Beverly Chamber breakfast forum on October 17.

Deadlines:

• The last day and hour to apply for a ballot to be mailed has passed. The deadline was yesterday, five business days before the election at 5:00 PM. (Source)

• The last hour and day to apply for an absentee ballot to be filled out in person at the City Clerk's Office: Day before the election at 12:00 PM.

• All ballots must be received by 8:00 PM on November 4th.

Notes:

• On Tuesday, November 4, the polls open at 7 AM and close at 8 PM.

• Mayor Mike Cahill and City Councilor At-Large Brendan Sweeney are running for the first four-year mayoral term in city history.

Water Board Scores $4 Million in PFAS Settlement Windfall 💧 

What started as a skeptical decision to fill out class-action paperwork has turned into a $4 million payday for the Salem and Beverly Water Supply Board. Executive Director Alan Taubert initially threw away the lawsuit notices before deciding to join a national case against major chemical companies over PFAS contamination. The checks started arriving this year — $558,000 in May, $1.28 million in August, and $332,000 just last week — as part of a multi-billion dollar settlement with 3M, DuPont, Tyco, and BASF.

The settlement addresses the costs water suppliers face in dealing with PFAS, those "forever chemicals" that have contaminated drinking water supplies nationwide. While Beverly and Salem's current PFAS levels are well below state standards, the board anticipates expensive facility upgrades if stricter EPA limits are adopted. Taubert says they haven't decided how to spend the windfall yet, with options including a backup pump station or a new granular activated carbon filtration system to tackle PFAS contamination.

What else is buzzing 🐝 

• ⏰ Fall back this Sunday and gain an hour of sleep. Daylight saving time ends on Sunday, November 2, at 2 AM local time.

• 🍂 Leaf pickup is taking place this week on your regular trash day. If you missed it, the next pickup is the week of November 17.

• ♻️ The BHS Electronic Recycling Event takes place this Saturday from 8 AM to 12 PM at the BHS parking lot. Bring any old electronic items to this event and recycle them for a small fee.

• 💰️ The MA Salary Transparency law takes effect today, requiring employers with 25 or more employees to disclose wage ranges in job postings, to applicants, and current employees upon request.

• 🎃 Halloween is on Friday! Enjoy some fun Halloween reads:

  • What makes a place seem ‘haunted’?

  • Check out some vintage Halloween postcards from the early 20th century.

PET OF THE WEEK

Meet Calleigh! She’s a two-year-old Siamese/Maine Coon mix and a mother of three, so she’s a good companion to share a glass of wine with (or three). She is calm and sweet, chirps "hello" when you walk into the room, and isn’t skittish around people at all. Calleigh loves nuzzles, pats, and curling up by your side while you sip your coffee. She's good with kids and is happiest when she can come to you on her terms. Learn more and apply for adoption here.

WEATHER

4-Day Weather Forecast

Wednesday

50°/45° 🌡️ | ☁️ Cloudy | 21%

Thursday

55°/53° 🌡️ | 🌦️ PM Showers | 57%

Friday

58°/43° 🌡️ | 🌤️ Partly Cloudy | 24%

Saturday

55°/38° 🌡️ | 🌤️ Partly Cloudy | 2%

Source: Weather.com

UPCOMING EVENTS

🎤 The Cher Show: 10/21 - 11/2

North Shore Music Theatre | 2h 30m; Includes intermission | $75-$95 | Info and Tickets

Wednesday, 10/29

🎃 Halloween on the Hill 2025 | Long Hill | 10/29 and 10/30 from 5:30 - 8:30 PM | $7 - $30 | Info and Tickets

🍺 Sip and Carve | Ipswich Ale Brewery | 6 PM | $44.52 | Info and Tickets

🧑‍🎨 Resin Sun Catchers Workshop | Hammer & Stain | 6:30 PM | $65 | Info and Register 

Thursday, 10/30

🎵 Live Music: Jorgan Trio +1 | Sala Restobar | 7-10 PM | Info

🎶 Live Music: Bluegrass Jam | Backbeat Brewing | 7-10 PM | Info

🎤 Comedy Open Mic | Off Cabot | 8 PM | $8.92 | Info and Tickets 

🔦 Spooky Tales and Ancient Burial Ground Tour | Hale Farm | 10/30-10/31 @ 8 PM | $20-$25 | Info and Tickets for 10/30 and 10/31

👭 Crowned28 - Ultimate Girls' Night Out | The Cut | 8 PM | $32-$42 | Info and Tickets

Friday, 10/31

🎶 Live Music: Jack Senier Trio | Backbeat Brewing | 7-10 PM | Info

🎃 Halloween Party | The Castle: Restaurant and Bar | 7 PM | Info

🎵 Live Music: Mike Miksis Trio w/ Charlie O'Neal | Sala Restobar | 8-11 PM | Info

🎤 Soul Rebel Project - The Halloween Show | The Cut | 9 PM | $47-$57 | Info and Tickets

👻 Paranormal Investigation at the Hale House | Hale Farm | 10/31 @ 10 PM, 11/1 @ 8 PM | $60-$70 | Info and Tickets for 10/31 and 11/1

Saturday, 11/1

🧶 Crossroad Quilters Guild’s Artisan Fair | Living Hope Church of The Nazarene | 9 AM - 2 PM | Free admission 

🧑‍🌾 Appleton Farms Harvest Market | Appleton Farms | 12-4 PM | Free | Info

🦉 Owls Up Close! | Castle Hill on the Crane Estate | Multiple Sessions | $12-$35 | Info and Register 

✍️ Author Talk: Celebrate the publication of Poetic Images: Visions of the North Shore | Conrad Room, Farms branch | 2 PM | Info and Register 

🎶 Live Music: Jazz Jam | Backbeat Brewing | 4-8 PM | Info

🎵 Live Music: Rhiannon Hurst & Peter Fedele | Sala Restobar | 7:30-10:30 PM | Info

🥐 Adult Cooking Class: Classic French Countryside | Taste Buds Kitchen | 7:30 PM | $140: Shared table for 2 guests | Info and Register

😆 Off Cabot Showcase: 5 Comedians | Off Cabot | 8 PM | $31.47 | Info and Tickets 

🦇 Wizard of Ozz: The Ultimate Ozzy Experience | Larcom Theatre | 8 PM | $32.50 - $36.50 | Info and Tickets 

🎸 Motor Booty Affair | The Cut | 8 PM | $27-$37 | Info and Tickets

Sunday, 11/2

🧶 Crochet Basics 101 | Friends Forever Studio | 11 AM | $35 | Info and Register 

🎵 Live Music: 1st Sunday Jazz Brunch w/Krewe de Roux | CK Pearl | 11 AM-2 PM | Info

Monday, 11/3

🎹 Broadway Bar: Thank Goodness! | Off Cabot | 7 PM | $14.05 | Info and Tickets

KID AND FAMILY EVENTS

Wednesday, 10/29

🔎 Murder Mystery Party: Grades 6-12 | Sohier Room, Main Library | 6:30 PM | Info and Register 

🌽 Crescent Farm Corn Maze | Crescent Farms | 10/29 - 10/31 | Weds - Thur: 12-8 PM; Fri: 12-9 PM | $10 | Info

Thursday, 10/30

📕 Book Buzz: Story Time | Conrad Room, Farms branch | 12 PM | Info

👻 Fright Night: Haunted House | McPherson Teen Center | 4-9 PM | Info and RSVP

Friday, 10/31

🪵 Terrific Toddlers - Life Under a Log: Ages 2-4 | Ipswich River Wildlife Sanctuary |  9:30 AM | $13-$15 | Info and Register 

🍕 Fuel Up Fridays! Free food for teens ages 11-18 | McPherson Teen Center | 3:30-8 PM | Info

Saturday, 11/1

📗 Sensory-Friendly Family Story Time: Ages 2-8 | Story Hour Room, Main Library | 10:30 AM | Info and Register 

🍔 Kids Eat Free | A&B Burgers | 11:30 AM - 3 PM | Info

🦉 Owls Up Close! | Castle Hill on the Crane Estate | Multiple Sessions | $12-$35 | Info and Register 

Monday, 11/3

📕 Book Buzz: Story Time | Jackson Room, Farms branch | 11 AM | Info

🦉 Drop-in Kids' Arts & Crafts: Owl Collage | Arts & Crafts Room, Main Library | 3:30 PM | Info 

🐕 Hangin' with Hootie the Therapy Dog: Ages 4+ | Story Hour Room, Main Library | Multiple Times | Register for 3:30 PM or Register for 4:15 PM 

Tuesday, 11/4

📙 Books and Babies Story Time: Newborn to 18 Months | Story Hour Room, Beverly Main Library | 9:30 AM | Info and Register (Registration opens 10/30 at 12 AM)

📗 Toddler Story Time: 18 Months to 3 Years | Story Hour Room, Beverly Main Library | 10:30 AM | Info and Register (Registration opens 10/30 at 12 AM)

🐐 Barnyard Story Hour: Infants - Age 6 | Appleton Farms | 10:30 AM | $5-$10 | Info and Register

TRASH AND RECYCLING

Visit the 2025 City of Beverly Holiday and Leaf Pickup Schedule for more information on each icon.

THANKS!

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